Living in Colorado

There are more than 44 million Americans with student loan debt.

Representative Alexandria Ocasio-Cortez, the youngest woman ever elected to Congress, said student debt is holding back America’s economy because employed college graduates are spending so much of their income on paying for their education, preventing them from moving up the property ladder.

“We have an entire generation that is delaying or forgoing purchasing houses,” Ocasio-Cortez, 29, who had around $25,000 student debt and made monthly payments of $300, despite meager earnings as a bartender and waitress, told Time in an interview.

The New York City Democrat also said her generation has never truly experienced “American prosperity.”

“Our entire economy is slowing down due

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The mortgage world is full of acronyms.  

FHA, PMI, LTV, DTI, HELOC, AMC,+ ARM, to name a few.. but why so many?  The head honchos think that they are simplifying things, when in fact all it does is convolute it for the general public.  This weeks topic is a prime example of this.  

Have you ever been turned down for a loan because of the LTV on your property?  At the time it probably didn't make any sense, when in fact, one fo the simplest math equations ever was used to determine the LTV.  In an effort to not overcomplicate an issue that is truly very simple we will cut right to the chase for todays topic. 

Reaching out to a local lender for up to date guidelines on any mortgage topic is always best as they are ever-changing. This week we

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Open House Schedule - March 22-24, 2019


2246 S Loveland Street, Lakewood, CO 80228

Sat Mar 23, 11:00AM-3:00PM

1700 Bassett Street Unit #1312, Denver, CO 80202

Sat Mar 23, 11:00AM-1:00PM

837 E 17th Avenue Unit #3E, Denver, CO 80218

Sun Mar 24, 1:00PM-4:00PM

4383 Tennyson Street Unit #2H, Denver, CO 80212

Sat Mar 23, 10:00AM-12:00PM

1823 W 38th Avenue, Denver, CO 80211

Sat Mar 23, 1:00PM-4:00PM

7544 E 4th Avenue Unit #311, Denver, CO 80230

Sat Mar 23, 12:00PM-2:00PM

3771 Harlan Street, Wheat Ridge, CO 80033

Sat Mar 23, 10:00AM-4:00PM

808 S Peterson Way, Denver, CO 80223

Sat Mar 23, 12:00PM-4:00PM


2505 Julian St Denver, CO 80212

Sun Mar 24, 11:00AM-1:00PM

2315 Prospect Lane, Broomfield, CO 80023

Sun Mar 24,

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One of Denver's most famous blocks needs some work, but won't be demolished.

Less than a month after opening a “community center” in Larimer Square to hear people’s hopes and concerns for the future of the storied block, the property’s owner has announced none of the historic buildings there will be demolished to make way for new development.

For some historic preservation advocates, though, vowing not to alter buildings is just the first step to protecting the square’s historic character.

Larimer Square owner Jeff Hermansonand his development partners with Denver firm Urban Villages have held fast to the position that new construction along the1400 block of Larimer Street is essential to keeping the aging buildings there functional and

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Global and domestic economic concerns continue to drive down mortgage rates.

According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average slipped to 4.28 percent with an average 0.4 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It was 4.31 percent a week ago and 4.45 percent a year ago.

The 15-year fixed-rate average fell to 3.71 percent with an average 0.4 point. It was 3.76 percent a week ago and 3.91 percent a year ago. The five-year adjustable rate average was unchanged at 3.84 percent with an average 0.3 point. It was 3.68 percent a year ago.

“Mortgage rates fell this week and have yet to account for yesterday’s Fed’s announcement,” said Danielle Hale, chief economist

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Newly updated townhome with garage and yard in the heart of Wheat Ridge just minutes to Highlands, the mountains and Downtown.

This Wheat Ridge townhome is the Highlands alternative you’ve been waiting for. You’re going to love the open floor plan with large kitchen overlooking the living room and fenced backyard, perfect for kids and pups to run around. The home features main floor master, large office & 2 large bedrooms upstairs as well. Great for first timers, roommate situations and as a rental. Located just minutes to downtown Wheat Ridge, Tennyson Street & Highlands Square for amazing dining and shopping options. Berkeley and Sloan’s Lake and plenty of parks to choose from too. Easy access to I-70 makes for a quick commute to the mountains

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Looking for an updated open floor plan Penthouse in the heart of Uptown?

This one of a kind unit has lofted two-story living room ceilings, tons of natural light, 2 bedrooms (plus Murphy bed), loft/flex space, 2 bathrooms, 2 balconies, in unit washer & dryer, 2 parking spaces, and a storage unit.  The spacious master suite features an amazing walk-in closet with custom shelving and en-suite bathroom. Large open floor plan creates the perfect place to entertain friends, cozy up around the fireplace, or enjoy an evening on the balcony. If you are looking to live a walkable lifestyle, how does a walk score of 90/100 and a bike score of 96/100 sound? Enjoy living in the heart of Uptown on Denver’s famed Restaurant Row on 17th, exploring the nearby City

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Freshly updated and move-in ready.  You’ll be impressed by the style and condition of this Countryside beauty. 

Inside features updated paint, new laminate wood flooring, updated bathrooms, new lighting, painted cabinetry, concrete counters, stainless appliances, subway tile & more.  Fantastic location near shopping, parks, trails and open space as well as an easy commute to Denver & Boulder.  A fabulous home, value and opportunity!

Listed by Denise Duran-Marcum for West + Main Homes. Please contact Denise for current pricing + availability.


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Epic snow totals at many Colorado ski resorts have motivated some to extend their seasons.

Here is a current list of scheduled closing dates, which will be updated if there are other changes:

Arapahoe Basin: June 2

Aspen Highlands: daily through April 14, plus April 19-21 and April 26-28

Aspen Mountain: April 21

Beaver Creek: April 14

Breckenridge: May 27

Buttermilk: April 7

Ski Cooper: April 7

Copper Mountain: April 21

Crested Butte: April 7

Echo Mountain: April 14

Eldora: April 21

Granby Ranch: March 31

Hesperus: daily through March 17, Friday through Sunday thereafter through March 31

Howelsen Hill: closed

Kendall Mountain: March 31

Keystone: April 7

Loveland: May 5

Monarch: daily

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A great opportunity for this 2 bed 1 bath ranch home in Athmar Park.

West facing location with plenty of natural light. All the major systems have been replaced in the last few years by the previous owners: roof, gutters, vinyl siding, furnace, electrical system and sewer line. Updates also include double paned vinyl windows and updated kitchen and bath. Entertain in the huge fenced backyard including a large covered patio. Soak in the newer hot tub with a view of the Denver skyline in the winter. One car over sized attached garage with built-in shelves for additional storage. Plenty of extra driveway and street parking. Enjoy the nearby parks, rec center, restaurants, library, trails and more. Athmar Park is minutes away from downtown, easily

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